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Many people's lives today depend on their credit cards in one way or another. And the presence of a credit card limit is one of the realities people must face. You know that you are not permitted to use your credit card permanently. There is a predefined credit card limit that you are not allowed to spend beyond. Your ability to make purchases may be restricted as a result. Types of HDFC Credit Card Limit Here are the three different types of HDFC bank credit card limits that can be obtained: The total credit limit on HDFC Cards Your HDFC Credit Card's total credit limit is the highest amount you are permitted to borrow. The limit will be reduced each time you make a payment by the purchase amount, and it will be restored as soon as you make a credit card payment. Available Credit Limit for HDFC Cards The amount of credit used for purchases as of the specified date is known as the available credit limit. As an example, if you have an HDFC card with a credit limit o

The rewards point you collect when using your credit card for purchases are known as credit card reward points. There may be variations in how you earn and use credit card reward points depending on the credit card, the issuer, and the conversion rate. But understanding the details of credit card rewards doesn’t have to be difficult. We’re explaining how reward points operate, including what they are, when you receive credit card points, and how to use them. What is a credit card reward? Before we dive deep into credit card rewards program, understanding what qualifies as a reward card is important. If a card allows you to acquire cashback, point, or miles for your purchases then it is considered a rewards card. These cards either give flat-rate rewards, which are the same amount of rewards you receive for every purchase, or bonus rewards for curtain purchases. How Rewards Credit Card Work Today’s credit card market is dominated by rewards cards, which appear to have something to off